The law in most countries requires the employers to offer their employees workers’ compensation insurance that would cover lost wages and medical expenses whenever they are injured at their place of work. Most employees sustain serious injuries at their workplace, but they don’t take any action since they aren’t enlightened about the workers’ compensation policy. The filing process looks extremely difficult if you don’t have a workers’ compensation attorney to guide you. Speaking to a work injury attorney when you are injured at your workplace is crucial for the following reasons:
Claim Evaluation
Any competent work injury attorney will first evaluate the case. During the evaluation process, the work injury attorney assesses the nature of the injuries sustained and determines the worth of the injuries. The lawyer gets tangible evidence from the injured party and evaluates the presented facts. Once the review process is over, a workers compensation attorney charlotte nc will agree with the employer on the suitable settlement for the injured employee. If the insurance company and employer find the injuries quite minor, they may deny the hurt employees their due benefits. Only an experienced work injury attorney would propel them to bite the justice bullet they were escaping.
Proper Claim Filing
Filing a claim after you are in injured at your workplace isn’t everything. You have to meet the claim filing requirements to be compensated. If you don’t file a claim within the given time, it will be rejected. You should contact a workers’ compensation lawyer immediately you get injured to ensure the claim is filed within the given time frame. The lawyer ensures the injured worker goes for a thorough medical evaluation. The work injury lawyer ensures the employer or employee’s supervisor knows about the injury in good time. The lawyer collects any available helpful documentation, medical records, and any other physical evidence at the accident scene.
Keeping The Employee’s Legal Rights Protected
Once an employee is injured at their workplace, they take some time off from work as they wait for their compensation. Nonetheless, some insurance adjusters don’t have good motives behind their actions. Some of them try to see how they could make the injured employee’s compensation less what they deserve. Without a reputable work injury attorney, the employer may take advantage of the injured worker. Since most injured employees are ready to take any form of compensation offered, most of their qualifying claims get lowball settlements from the insurers. A good attorney knows the insurer’s settlement to counter and how to do it.
Denied Claims’ Appeal
Many compensation claims are denied for various reasons even though they are qualifying. Some claims are denied if they are submitted after the120-day window elapses. Other claims are denied when the insurer suspects dishonesty or bad faith. Although the injured employee could appeal for the denied claims, the appealing process could be costly and time-consuming. Appealing for a denied claim requires the victim to go for more oral arguments and hearings, and submit additional evidence.
The worst thing you could do is seeking compensation without a work injury attorney. Many injured workers lose their rightful compensation when they go it alone. Most workers’ compensation processes have intricacies that only an eagle-eyed lawyer can identify. Some employers fire the employees immediately they get injured to evade compensation, but a qualified work injury lawyer would put the right legal measures in place.